Pembiayaan Perniagaan
PROSPER GROW BIZ EXPRESS
Terokai pilihan pembiayaan yang disesuaikan untuk pemohon baharu memulakan atau mengembangkan perniagaan mereka dengan PUNB. Ketahui tentang kelayakan, syarat permohonan dan bagaimana PUNB menyokong usahawan dalam mencapai matlamat mereka.
PROSPER GROW BIZ EXPRESS
‘Fast lane’ financial assistance to support the growth of competitive Bumiputera entrepreneurs with the potential to advance to a higher level in the retail, trade, distribution, and manufacturing sectors.
Jumlah Pembiayaan
- Minimum RM100 thousand up to a maximum of RM300 thousand
Tempoh Pembiayaan
- Sehingga 7 tahun
Kadar Keuntungan
- 3.5% setahun
(tertakluk kepada tujuan pembiayaan)
Eligibility Criteria
- Pemilikan Bumiputera
Sole-Proprietorships, Partnerships and LLPs must be 100% owned by Bumiputera individuals - Operasi
Business must have been in operation for at least 18 months
(exception for newly established businesses in selected industries such as clinics and dental practices) - Sales Turnover
Minimum sales turnover of RM300,000 for a 12-month period
(exception for newly established businesses in selected industries such as clinics and dental practices) - Pematuhan Syariah
Business activities must be Shariah-compliant
Skop Pembiayaan
- General working capital
- Kos Berkaitan Pembiayaan
Margin Pembiayaan
- Up to 90% of the approved project cost, subject to PUNB’s evaluation and approval.
Cara Memohon
- Permohonan pembiayaan melalui PUNB Online.
