Business Financing
PROSPER GROW BIZ EXPRESS
Explore financing options tailored for new applicants to kickstart or expand their business with PUNB. Learn about eligibility, application requirements, and how PUNB supports entrepreneurs in achieving their goals.
PROSPER GROW BIZ EXPRESS
‘Fast lane’ financial assistance to support the growth of competitive Bumiputera entrepreneurs with the potential to advance to a higher level in the retail, trade, distribution, and manufacturing sectors.
Financing Amount
- Minimum RM100 thousand up to a maximum of RM300 thousand
Financing Tenure
- Up to 7 years
Profit Rate
- 3.5% per annum
(subject to the purpose of financing)
Eligibility Criteria
- Bumiputera Ownership
Sole-Proprietorships, Partnerships and LLPs must be 100% owned by Bumiputera individuals - Operations
Business must have been in operation for at least 18 months
(exception for newly established businesses in selected industries such as clinics and dental practices) - Sales Turnover
Minimum sales turnover of RM300,000 for a 12-month period
(exception for newly established businesses in selected industries such as clinics and dental practices) - Shariah Compliance
Business activities must be Shariah-compliant
Financing Scope
- General working capital
- Financing-related costs
Financing Margin
- Up to 90% of the approved project cost, subject to PUNB’s evaluation and approval.
How To Apply
- Financing application is through PUNB Online.
